Sunday, December 7, 2008



Bugger. I got my sums wrong and have gone $600 into the red with my checking account.

Fuckity fuck.In the US you get charged $35 per transaction that pushes you into the red.

I phoned them up and it works out i have two transactions i will be getting fined for - my YMCA membership and a Credit Card payment.

I squealed 'UNNNFFFAAAIIIRRRRR" on the phone to a lovely woman from HSBC and as a one time courtesy they will let me off the $70.

Thank you HSBC.

It pays to ask folks. You never know what might happen.

I can't believe it happened. I am so on top of my finances it is unreal. I have learnt my lesson and thankfully it was a free one.


Ding Dong Gareth ;)

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