The line

GARETH SAYS….

There is a lot of emotion wrapped up in debt. I think one of the important things to do is draw a line beneath what has happened and start a fresh. Saying stuff like ‘if only….’ Or ‘if I hadn’t…’ doesn’t really help matters. The debt is a fact. Wishing it away isn’t going to help. What matters is what we do (or don’t do) from this day forward. The line has been drawn (and I’ll try not to think about that HD projector Amy brought last year ☺ ).